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Article

October 1, 2003

CIC Insurance Ideal for Doctors

What are captive insurance companies (CICs) and why should physicians consider using them? The CIC we will address here is a legitimate insurance company, licensed to write insurance in the U.S., registered with the IRS, but typically based in an offshore jurisdiction, such as Bermuda or the British Virgin Islands. Most CICs are established in these countries because of their favorable insurance laws and tax treatment, although the funds in the CICs can be maintained and managed in the United States.

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